Two Weeks of Waiting Tie Up $92 in a $20,000 Capital Scenario
At an assumed 12% annual capital cost, 14 extra days on $20,000 cost $92.05. Compare delivery timing alongside the shipping price.
A dated shipping quote also has a time dimension
Drewry’s 10 September shipping assessment reported congestion and capacity management across container routes. For a vehicle buyer, time affects when paid money becomes a usable car or available stock. A lower transport quote may involve a later departure or an extra transfer. Comparing the offers requires an agreed delivery window and the amount of money tied up during that window.
Extra capital cost by delay, USD
Extra days; USD20,000 at assumed 12% annually, 365-day basis
Price the tied-up capital explicitly
Assume $20,000 is tied up at a 12% annual capital cost, using a 365-day year and simple interest. Seven extra days cost $46.03; 14 days cost $92.05; 30 days cost $197.26. The calculation is capital multiplied by the annual rate and days, divided by 365. The rate and delays are chosen scenarios. A cash buyer can use a personal opportunity-cost assumption; a financed buyer should use contractual funding costs.
Price the tied-up capital explicitly
Assume $20,000 is tied up at a 12% annual capital cost, using a 365-day year and simple interest. Seven extra days cost $46.03; 14 days cost $92.05; 30 days cost $197.26. The calculation is capital multiplied by the annual rate and days, divided by 365. The rate and delays are chosen scenarios. A cash buyer can use a personal opportunity-cost assumption; a financed buyer should use contractual funding costs.
Extra capital cost by delay, USD
Extra days; USD20,000 at assumed 12% annually, 365-day basis
The cheaper quote can have a narrow margin
Suppose one transport offer is $100 cheaper but arrives 14 days later. Against the $92.05 capital-cost example, only $7.95 of the price advantage remains before any other time-related expense. If a storage or extra transport charge applies, add the actual quote for it. A private buyer may also need temporary transport, while a dealer may care about the date the vehicle becomes available to a customer.
Use the amount actually tied up
If only a deposit has been paid during the waiting period, apply the time cost to that deposit and any other committed cash. If the full purchase and delivery bill has already been settled, the relevant amount is larger. Keep a short payment timeline so the same dollar is counted only for the days it is tied up. This makes the comparison more useful than assigning the complete vehicle price to every stage.
Ask which dates the carrier commits to
Separate the planned departure, estimated arrival and final handover date. Ask what happens after a missed sailing and which party pays any additional storage. Put the same time assumptions into both offers before comparing them. The $92.05 result prices hypothetical capital usage only; actual shipment timing, financing arrangements and any storage or substitute-transport expenses determine the personal outcome.
The $92.05 result prices hypothetical capital usage only; actual shipment timing, financing arrangements and any storage or substitute-transport expenses determine the personal outcome.
Methodology
Drewry · 10 September 2026
Extra days; USD20,000 at assumed 12% annually, 365-day basis
September 2026; figures dated in the article.